Best Tools & Insurance for Freelancers (2026 Guide) Running a freelance business means juggling multiple responsibilities: projects, clients, finances, and risk. The right tools and insurance can save time, reduce stress, and protect your income. This guide highlights the most useful tools and insurance products for UK freelancers, including recommended providers and embedded links to … Read more
Tax & Self-Assessment Guidance for Freelancers (2026) Freelancers and self-employed professionals in the UK must manage their own tax obligations. Missing deadlines or miscalculating tax can be costly. This guide covers everything you need to know for self-assessment in 2026, including record-keeping, allowable expenses, deadlines, and tips to simplify the process. đź“‹ Registering for Self-Assessment … Read more
Freelancer Insurance Checklist (2026) Running a freelance business comes with freedom and responsibility. Protecting yourself with the right insurance ensures that a single accident, mistake, or illness doesn’t derail your income or reputation. This checklist summarises the key policies every UK freelancer should consider in 2026, along with tips on what to prioritise. 🛡️ 1. … Read more
Income Protection for Self-Employed Workers (2026) Freelancers don’t get sick pay. If illness, injury, or unexpected events prevent you from working, your income can vanish overnight. Income Protection Insurance (IPI) is a safety net that provides monthly payments to replace lost earnings, helping you stay afloat during downtime. âť“ What Does Income Protection Cover? Income … Read more
Tools & Equipment Insurance for Freelancers (2026 Guide) For freelancers, your tools and equipment are often your most valuable business assets. A stolen camera, broken laptop, or damaged tablet can halt your work and cause serious financial loss. Tools & Equipment Insurance protects your kit, letting you focus on delivering projects without fear of unexpected … Read more
Claims Made Insurance Explained for Freelancers (2026) Professional indemnity insurance (PI) can feel full of confusing jargon, and one of the trickiest terms is “claims made insurance.” Understanding this is essential for freelancers, consultants, and small business owners who want to stay fully protected if a client raises a claim about past work. âť“ What … Read more
Professional Indemnity Insurance Explained (For Freelancers & Consultants, 2026) Professional Indemnity Insurance (PI) protects freelancers and small business owners if a client claims your work caused them financial loss. It’s especially important for consultants, designers, digital professionals, and anyone whose advice, deliverables, or expertise could impact a client’s business. This guide explains what PI covers, … Read more
What Is Public Liability Insurance & Do You Need It as a Freelancer? (2026 Guide) Public Liability Insurance is one of the most common types of business cover in the UK — but many freelancers aren’t quite sure whether they actually need it. This guide breaks down, what Public Liability Insurance covers, who needs it, … Read more
Best Insurance for UK Freelancers (2026 Round-Up) Choosing the right insurance as a freelancer can feel overwhelming, especially with so many providers offering similar-sounding policies. Whether you’re a designer, consultant, photographer, developer, or contractor, this guide breaks down the best insurance types and where to buy them in 2026. This post focuses on the most … Read more
Do Freelancers Need Business Insurance? (UK Guide 2026) If you’re freelancing in the UK, whether full-time or on the side, you might be wondering whether you actually need business insurance. The answer is simple: Most freelancers aren’t legally required to have insurance, but many rely on it to protect their income, equipment, and client relationships. … Read more