Do Freelancers Need Business Insurance in the UK? (2025 Guide) If you’re self-employed in the UK, you may be wondering — do I really need insurance? The answer depends on what you do, who you work with, and how much risk you’re willing to take on. Let’s break it down. ✅ Is Business Insurance Legally … Read more
What Expenses Can Freelancers Claim in the UK? (2025 Guide) If you’re self-employed, you’re entitled to claim business expenses — and doing so correctly can significantly reduce your tax bill. Here’s what you need to know for 2025. 🔹 What Counts as a Business Expense? An expense is claimable if it’s “wholly and exclusively” for business … Read more
How to Register as Self-Employed in the UK (2025 Guide) Thinking of becoming your own boss? If you’re starting freelance work or a side hustle, you’ll need to let HMRC know you’re self-employed. Here’s exactly how to register — step-by-step. 🧾 Step 1: Understand Who Needs to Register You need to register as self-employed if: Even … Read more
Should UK Freelancers Do Their Own Taxes or Hire an Accountant? Filing a tax return as a UK freelancer is part of the deal — but should you go it alone or get professional help? Here’s how to decide what’s best for you. 👤 Option 1: Do It Yourself Many freelancers file their own tax … Read more
What Records Should Freelancers Keep for Tax in the UK? Staying on top of your tax records isn’t just good practice — it’s a legal requirement for UK freelancers. Here’s what to track, how long to keep it, and the easiest tools to help. 📁 1. Income Records You must record all income from freelance … Read more
Do Freelancers Need a Business Bank Account in the UK? If you’re self-employed in the UK, a business bank account isn’t legally required — but it might still be a smart move. Let’s break down when it helps, when you can skip it, and how to choose one that fits. Do Sole Traders Legally Need … Read more
Do Freelancers Need Public Liability Insurance in the UK? Public liability insurance isn’t legally required for most freelancers — but it’s often essential. If your work brings you into contact with clients, the public, or even shared workspaces, this insurance could protect you from serious claims. ✅ What Public Liability Insurance Covers Even if you’re … Read more
Best Payment Processors for UK Freelancers (2025) Getting paid quickly and easily is essential for every UK freelancer. Whether you invoice clients, take payments online, or accept card payments in person, choosing the right payment processor keeps your business running smoothly. Here’s a 2025 guide to the best payment processor options for UK freelancers and … Read more
Best Paid Invoicing Tools for UK Freelancers (2025) Free invoicing tools are great for starting out — but as your freelance business grows, you may need more advanced features, automation, and professional polish. Here’s a breakdown of the best paid invoicing tools for UK freelancers in 2025, helping you get paid faster and stay organised. ✅ Why … Read more
Claiming Expenses as a Sole Trader: Full Guide for UK Freelancers (2025) As a self-employed freelancer or sole trader in the UK, claiming legitimate business expenses helps reduce your tax bill. But understanding what you can and can’t claim is essential to avoid issues with HMRC. Here’s a practical, 2025 guide to claiming expenses as a UK sole trader. … Read more