Do Freelancers Need Business Insurance? (UK Guide 2026) If you’re freelancing in the UK, whether full-time or on the side, you might be wondering whether you actually need business insurance. The answer is simple: Most freelancers aren’t legally required to have insurance, but many rely on it to protect their income, equipment, and client relationships. … Read more
Compare Insurance Providers for Self-Employed Freelancers and Small Businesses (2026) When you’re self-employed freelancer or running a small operation, insurance is critical. It protects you from accidents, property damage, and liability claims — and in some cases, your clients may require it. For a detailed guide, see ‘Do Freelancers Need Business Insurance in the UK?‘. … Read more
Do Freelancers Need Business Insurance in the UK? (2026 Guide) If you’re self-employed in the UK, you may be wondering — do I really need insurance? The answer depends on what you do, who you work with, and how much risk you’re willing to take on. Let’s break it down. ✅ Is Business Insurance Legally … Read more
Do Freelancers Need Public Liability Insurance in the UK? Public liability insurance isn’t legally required for most freelancers — but it’s often essential. If your work brings you into contact with clients, the public, or even shared workspaces, this insurance could protect you from serious claims. ✅ What Public Liability Insurance Covers Even if you’re … Read more
Self-Employed in the UK Security Industry? Here’s What You Need The UK security industry is filled with freelancers — door supervisors, event stewards, CCTV operators and more. Many are registered as self-employed and contracted by agencies or venues. But figuring out what you need to run legally and professionally isn’t always straightforward. Here’s a quick-start … Read more
Compare UK Freelancer Insurance Providers (2025 Guide) Freelancers in the UK often need business insurance — whether it’s public liability, professional indemnity, or equipment cover. But choosing the right provider can be confusing. In this guide, we compare three top options: Simply Business, Superscript, and PolicyBee. Let’s break them down by features, flexibility, and who they’re … Read more
Public liability insurance (PLI) isn’t legally required for most freelancers — but for many, it’s a smart layer of protection. It covers legal fees and compensation if someone is injured or their property is damaged due to your business activities. So, do you need it? Let’s break it down. 🧐 What Does Public Liability Insurance … Read more
If you’re self-employed or freelancing in the UK, having the right business insurance can protect you from legal and financial headaches. But which provider is right for you? In this guide, we compare Simply Business and Superscript — two of the most trusted insurance platforms for UK freelancers and sole traders. ⚖️ Quick Comparison Table Feature Simply Business Superscript … Read more
🤔 Confused About Which Insurance You Need? As a freelancer or sole trader in the UK, you’re likely to hear about both public liability and professional indemnity insurance. They’re often mentioned together, but they cover very different risks. In this guide, you’ll learn: 🔍 What Is Public Liability Insurance? Public liability insurance covers you if someone is injured, or … Read more
📷 Why Photographers Need Business Insurance As a freelance photographer, you’re often working on-site, handling expensive equipment, and interacting directly with clients. That means you’re exposed to a range of risks — even if you’re careful and experienced. Insurance isn’t just about covering accidents. It helps you: Let’s break down what types of cover you … Read more