If you’re self-employed or freelancing in the UK, having the right business insurance can protect you from legal and financial headaches. But which provider is right for you?
In this guide, we compare Simply Business and Superscript — two of the most trusted insurance platforms for UK freelancers and sole traders.
⚖️ Quick Comparison Table
| Feature | Simply Business | Superscript |
|---|---|---|
| 🔍 Quotes from | Multiple UK insurers | Superscript only |
| 💼 Cover types | Public liability, professional indemnity, equipment | Public liability, cyber, personal injury, and more |
| 📄 Instant policy docs | ✅ | ✅ |
| 📱 Monthly billing | ❌ Annual only | ✅ Monthly option |
| 👤 Ideal for | Full-time freelancers | Part-time & flexible freelancers |
| 🔗 Link | Get a quote | Get a quote |
🔍 Simply Business Overview
- Compares quotes from multiple top UK insurers
- Wide cover options: PLI, indemnity, tools cover, more
- Instant online setup + support
- Great for full-time, growing freelancers
🔍 Superscript Overview
- Flexible, modern insurance built for freelancers
- Monthly subscription — cancel anytime
- Personal injury and cyber cover available
- Ideal for new, part-time, or project-based freelancers
❗ Do Freelancers Actually Need Insurance?
Not always legally required — but often contractually required by clients, and useful if you:
- Meet clients in person
- Work in client offices or public spaces
- Handle sensitive data or equipment
- Run a business from home
Want to learn more? 👉 Do Freelancers Need Public Liability Insurance?
📌 Final Thoughts
Both platforms offer reliable cover tailored to the UK freelance market.
- Go with Simply Business if you want to compare offers and get the best rate
- Choose Superscript for maximum flexibility and monthly billing
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