Self-Employed in the UK Security Industry? Here’s What You Need
The UK security industry is filled with freelancers — door supervisors, event stewards, CCTV operators and more. Many are registered as self-employed and contracted by agencies or venues. But figuring out what you need to run legally and professionally isn’t always straightforward.
Here’s a quick-start guide for self-employed security professionals in 2025.
✅ Do You Need a Company?
You don’t need to set up a limited company to work as a self-employed security contractor. Most people register as sole traders with HMRC and continue working through agencies or directly with clients.
You’ll still need a valid SIA licence for your role — that doesn’t change based on your employment status.
🛡️ Insurance for Security Freelancers
While not always legally required, insurance is critical in security roles where physical contact, public liability and equipment loss are real risks.
✅ Public Liability Insurance
Covers claims if someone is injured or property is damaged while you’re working (e.g. someone trips at an event you’re managing).
✅ Personal Accident Insurance
Helpful in roles with physical risks — covers you if you’re injured and can’t work.
✅ Equipment Cover
If you carry radios, phones, bodycams or personal gear, this can protect you if it’s lost or damaged.
✅ Professional Indemnity Insurance
If your work involves giving advice, conducting risk assessments, or providing reports, this protects you if a client claims your work caused them financial loss or reputational damage.
👉 Compare Freelancer Insurance Providers
✅ Protect your business with the right cover.
Public liability, professional indemnity, and more — quick to quote, no jargon.
👉 Get a quote from PolicyBee →
💼 Tools That Make Freelancing Easier
Even if you’re working shifts for an agency, staying organised is on you. These tools help:
- QuickBooks – Full-featured accounting + invoicing
- Zoho Invoice – 100% free and UK-compliant
- Trello or Notion – Track shifts, hours and licenses
- Google Drive – Back up SIA docs, invoices and ID
💰 Stay on Top of Tax and Invoicing
If you’re paid per shift or day, you’ll need to:
- Track income and expenses
- Submit a self-assessment tax return
- Save for tax and NI
- Invoice clients if not paid via PAYE
Accounting software makes this easy — and some are even free.
📌 Final Thoughts
The UK security industry offers a lot of flexibility and opportunity for self-employed professionals — but make sure you’re covered, organised, and running things right. Whether you’re just starting out or already in the field, setting yourself up properly means more freedom and fewer headaches down the line.
🔗Looking to Start or Grow Your Security Career?
Explore step-by-step guides, licensing advice, and resources tailored to UK security workers.